Damage clause It is agreed and understood that otherwise subject to the terms, exclusions, provisions and conditions contained in the Policy or endorsed thereon and subject to the Insured having paid the agreed extra premium, the policy extends to indemnify the Insured against loss, destruction of or damage to the insured property (excluding fragile items such as glass) caused by accidental external damage, excluding damages caused by or in consequence of:
a) Mechanical or electrical breakdown or derangement of machinery or equipment
b) The freezing solidification or inadvertent escape of molten material
c) Damage due to impact by rail/road vehicle or an animal belonging to or owned by the insured or any occupier of the Premises or his employees.
d) Damage resulting from overload experiments or tests requiring the imposition of abnormal conditions.
e) Damage due to wear and tear, rust, corrosion, erosion, cavitation, boiler scale, incrustation, deterioration, settling, gradual cracking, gradually developing deformation or distortion, gradual deterioration due to atmospheric conditions or due to such other causes.
f) Property Insured in transit other than within the premises specified in the Schedule
g) Plant machinery or equipment during installation removal or reciting (including dismantling re-erection stripping down and assembly) if directly attributable to such operations
h) Property Insured undergoing manufacture alteration, repair, testing, installation or servicing including materials and supplies thereof if directly attributable to the operations or work being performed thereon unless damaged by a cause not otherwise excluded ensues and then the company will be liable only for such ensuing loss
i) Collapse either full or partial
j) Any other cause specifically excluded hereunder PROVIDED that the liability of the Company shall in no case exceed in respect of each item the sum expressed in the said Schedule to be insured thereon or in the whole the limit of liability hereby or such other sum or sums as may be substituted therefore by memorandum hereon or attached hereto signed by or on behalf of the Company